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You really need a strategy when it comes to your spending and saving habits now. Whether it’s holiday shopping or just paying your bills, you need to be a little bit cautious. It’s one thing to be generous, but it’s another to have a headache in January. Before you hit the shops or make last minute online purchases, be sure to know your numbers. Give yourself a head start on your financial goals for the New Year.
PS Season’s greetings! Kickstart your year with my “free” workshop. Stay aligned with the Moonology Diary. Click here for info.



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